Storelocal Protection Plan

At Harrisburg Self Storage, we ask that all tenants carry coverage to protect their belongings in case of unexpected events like theft, fire, or weather damage. As a tenant, you're absolutely welcome to provide proof of your own insurance if you already have coverage in place. We just ask that it meets the basic requirements and is kept current on file.

For your convenience, we also offer our own protection plan which many tenants choose because it does not carry a deductible --- unlike most traditional renters insurance policies. That means if something does happen, there's no out-of-pocket cost before coverage kicks in.

Key Benefits 

• Comprehensive Coverage
• Covers damage or loss due to theft, vandalism, fire, smoke, water leaks, hail, lightning, weather events, building collapse, explosions, burglary, and more—up to the coverage limit, unless specifically excluded.
• Current Replacement Value
• Items are reimbursed at their full current replacement value—not depreciated value—so you’re restored to “like‑new” condition.
• Zero Deductible
• Unlike typical home or renter insurance that may have deductibles of $1,000 or more, this plan has no deductible and won’t affect your personal insurance premiums.
• Simple & Swift Claims
• File claims easily via StorelocalClaims.com. ClaimsPros contacts your facility manager within 1 business day, typically paying valid claims within 24–48 hours once documentation is complete.

Coverage Options 

• Standard protection offers up to $5,000 in coverage as part of your monthly lease.
• Need more? With facility manager approval, expand coverage through third-party partners:
• MiniCo’s Tenant One, offering up to $75,000 per unit.
• Other locations may partner with providers like Deans & Homer (up to $50k) .

Why Choose This Plan? 

• No policy juggling—all in one rental payment
• Peace of mind with broad, straightforward protection
• Keep your home insurance unaffected
• Enjoy quick reimbursement with minimal paperwork  

✅ How to Enroll 

1. Speak with your facility manager to add Storelocal Protection to your monthly lease (up to $5k).
2. For higher limits, ask about securing additional coverage through MiniCo or other partners.
3. File a claim online at StorelocalClaims.com—no phone calls necessary.

Frequently Asked Questions 

Q: Isn’t my homeowners or renters' insurance enough? 

• Possibly—but those policies often have deductibles, may not cover off-site items, and can cause rate increases when you file. Storelocal Protection avoids all of that. 

Q: What isn’t covered? 

• Exclusions exist—just ask your manager for the full addendum. Everything not listed is covered. 

Q: How quickly are claims paid? 

• ClaimsPros initiates processing within one business day. Once they receive all documentation from you and the facility manager, payment typically happens within 24–48 hours.  

 Ready to Add Protection? 

Simply contact your facility manager to discuss adding coverage today. If your items exceed $5,000 in value, inquire about extended protection options tailored to your needs.